Home Loans Tailored for You

Secure your dream home with expert mortgage advice in English and Farsi. We simplify the home loan journey for first-time buyers and seasoned investors alike.

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What is a Home Loan?

Home loans, also called mortgages, are financial products that help you borrow money to purchase a residential property. With competitive interest rates and flexible terms, home loans make it possible to buy your home sooner without paying the full amount upfront.

At Farsi Loan, we provide personalised guidance to help you select the right home loan product based on your income, credit history, and goals. Whether you’re buying your first home or upgrading, we help make the complex loan process simple and transparent.

Types of Home Loans We Offer

Fixed Rate Home Loans

Enjoy peace of mind with a fixed interest rate for a set term, allowing you to budget your repayments without surprises.

Variable Rate Home Loans

Benefit from flexible repayments and potential rate decreases, ideal if you want to make extra payments or refinance.

Interest-Only Home Loans

Pay only the interest for a limited period, perfect for investors focusing on cash flow and tax benefits.

Benefits of Choosing Farsi Loan for Your Home Loan

  • Expert Bilingual Support: We speak Farsi and English fluently to guide you through every step.
  • Access to 30+ Lenders: Compare hundreds of home loan products to get the best rates and terms.
  • First Home Buyer Assistance: Guidance on grants, stamp duty concessions, and low deposit loans.
  • Personalised Loan Solutions: Tailored advice for investors, owner-occupiers, and refinancers.
  • Fast, Transparent Process: Clear documentation and efficient loan approval management.

Are You Eligible for a Home Loan?

Eligibility for a home loan depends on several factors including your income, credit score, employment status, and deposit size. Typical requirements include:

  • Stable employment or business income
  • A deposit of at least 5-20% of the property value (depending on loan type)
  • Good credit history without recent defaults
  • Ability to demonstrate serviceability for loan repayments

Farsi Loan’s experts will assess your unique situation and guide you on the best options available.

Frequently Asked Questions

Most lenders require between 5% to 20% deposit depending on the loan type. Low deposit options are available with lenders mortgage insurance.
Yes. We assist self-employed clients by helping collect the necessary financial statements and documentation for lender assessment.
Approval times vary but typically take between 1-3 weeks after submitting all required documentation. We keep you updated every step of the way.

Ready to Find Your Perfect Home Loan?

Contact Farsi Loan today for a free, no-obligation consultation with our bilingual mortgage experts.

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